Auto IRAs could head off fiscal ruin
June 26, 2008, Victoria Mcgrane, Politico
The much-heralded "Auto IRA" proposal could help head off the fiscal train wreck of tens of millions of Americans unable to afford retirement.

Social Security: Saving Us From Ourselves
June 23, 2008, Clea Benson, CQ Weekly
An interesting thing happens when workers are automatically enrolled in 401(k)s by their companies — which has been permitted for a decade. The participation rate jumps to above 90 percent.

More Broke Boomers Forced to Delay Retirement
May 20, 2008, Jennifer Waters, Market Watch
Economic woes that are forcing foreclosures, choking spending on nondiscretionary goods and driving up credit-card bills may claim another group of victims in the coming years: Broke baby-boomers.

Tax System Too Complex, Unfair, and Outdated
May 18, 2008, William Gale, Director, Retirement Security Project, Pittsburgh Tribune-Review
A better tax system would keep taxes as low as possible, make them more equitable, encourage retirement savings and still raise the revenue needed for government to run.

You Can Save for Retirement
May 10, 2008, Kara Mcguire, Minneapolis Star-Tribune
Not having a workplace plan doesn't mean you can't save. Saving for retirement can lower your taxable income. And with rebates and refunds on the way, it's a good time to start putting money away.

TSP Wants Agencies to Automatically Enroll New Employees
April 30, 2008, Stephen Barr, Washington Post
A substantial number of federal employees never get around to joining the Thrift Savings Plan. Now, the TSP hopes to change the rules, so that new employees would be automatically enrolled.

Board to press for automatic TSP enrollment of new employees
April 21, 2008, Stephan Losey, Federal Times
The Federal Retirement Thrift Investment Board will make its case to Congress next week for automatically enrolling federal employees in the Thrift Savings Plan.

Women Pathfinders of the '70s, Falling in a Pension Gap
April 20, 2008, Martha Hamilton, The Washington Post
Women on the leading edge of the baby-boom generation are also at the forefront of other trends -- ones that may work to their detriment in retirement.

Less Burden than Opportunity
March 9, 2008, Martha Hamilton, Washington Post
Filing your taxes offers a real opportunity to plan for retirement. It's a time when you can boost -- or begin to build your retirement savings.

The Boss Lends A Hand
February 4, 2008, Jennifer Levitz, Wall Street Journal
Recent changes in federal law have limited potential liability from employers for advising employees and enrolling them in retirement plans, and companies are moving fast to take a more active role.

Qualifying for the Retirement Saver's Tax Credit
January 28, 2008, Kimberly Lankford, Kiplinger.com
This frequently overlooked tax credit can trim your tax bill by up to $1,000 per person as a reward for contributing to an IRA, 401(k) or other tax-favored retirement plan.

Saving becomes a campaign issue
January 27, 2008, Jonathan Peterson, LA Times
In a sign of changing times, a dawning reality that millions of workers face an income squeeze when they retire has elevated the once-personal matter of building a nest egg to the national political agenda.

Six Simple Ways to Retire Rich
January 8, 2008, Mary Beth Franklin, Kiplinger's Personal Finance
Thanks to automatic enrollment in 401(k)s and other retirement plans, plus streamlined investment options, saving is so effortless that you can't help but succeed.

Democrats line up behind match plans
January 8, 2008, Doug Halonen, Pension and Investments
Hillary Clinton and Barack Obama are pushing similar proposals to create federal matches for lower-income workers’ contributions to their 401(k) and other types of retirement accounts.

Payroll Deductions are Vital for Saving
December 17, 2007, Pamela Yip, Dallas Morning News
Under the Automatic IRA Act of 2007 – still pending in Congress – employers above a certain size let employees use payroll deductions to directly deposit money into an IRA.

GAO: Some Teens will Lack 401(k) Money
December 11, 2007, Jesse J. Holland, Associated Press
GAO found that automatically enrolling workers in 401(k)s and similar plans would cut the number of those without money in those plans to 17.7 percent.

Ideas for the 401(k) Have-Nots
December 2, 2007, Martha Hamilton, The Washington Post
For the past few years attention has focused on making 401(k) and other retirement plans work better for those who have access to them. And the improvements have been considerable.

The Automatic Revolution: Legislation would provide tax credit for employers to channel contributions to an IRA
November 12, 2007, Jeff Bingaman And Gordon Smith, Pensions and Investments
There is a growing concern among American economists, financial analysts and policy makers that Americans are not financially prepared for retirement.

Some No-Brainer Savings Ideas
October 30, 2007, Laura D\'andrea Tyson, Wall Street Journal
Not only are Americans making poor choices when it comes to loan deals, but too many Americans are making poor choices - or no choices at all - to prepare financially for retirement.

Employers enlisted to help workers save
October 26, 2007, Gail Marks Jarvis, Chicago Tribune
Last week the Labor Department set in motion rules that are likely to revolutionize the way millions of Americans save for retirement.

The ultimate no-brainer way to boost savings
September 18, 2007, Jean Sahadi, CNN Money
Companies will soon have more reason to do something fairly simple that could boost their workers' retirement income from 401(k)s by 50 percent or more - and workers won't have to do anything but stay out of the way.

Let the Poor Save for Their Future
September 7, 2007, Rourke Obrien, Christian Science Monitor
Under today's rules, in order to remain eligible for vital government assistance families aren't permitted to save much at all. New legislation signals that awareness is growing – the opportunity for reform is now. If we truly want low-income families to

PPA One Year Later
September 4, 2007, Jenna Gottlieb, Pension and Investments
After just a year on the books, the Pension Protection Act of 2006 has changed life for defined contribution plan executives.

This 401(k) plan hums along on autopilot
July 23, 2007, Kathy M. Kristof, Los Angeles Times
The hot trend in retirement savings plans is making the 401(k) run on autopilot. Employees are enrolled automatically. The plan decides how much you should contribute and simply takes the money out of your paycheck.

'Auto-Enroll' Retirement Plans Take Off
July 11, 2007, Jillian Mincer, Wall Street Journal
Next year, more workers will find that their companies are automatically enrolling them in the company retirement plan, deducting money from their paychecks.

Changing the Rules for Food Stamps
May 28, 2007, By Ebonne Ruffins, WCAX-TV Vermont
Bi-partisan support in Congress will help revise outdated asset tests. It will also allow families on food stamps to save for retirement

Building a nest egg -- automatically
April 22, 2007, By Jonathan Peterson, Los Angeles Times
For the 71 million Americans without 401(k)s or pension plans, a bipartisan proposal would let part of every paycheck be deposited directly into an individual retirement account.

Retirement plan could prove a winner
April 12, 2007, By Donald Lambro, Washington Times
Democrats did a skillful job of demagoguing President Bush's plan to let workers invest some of their Social Security taxes, but now another idea is waiting in the wings that could be far more popular.

Que, CIRA CIRA
November 15, 2006, Robert Pozen, Wall Street Journal
Democrats and Republicans agree that they need to save more for retirement.

401(k)s in Maximum Overdrive
August 8, 2006, Jeanne Sahadi, CNN
Studies show that 401(k) participation rates rise dramatically when employees are automatically enrolled, meaning a worker has to take action only if he doesn't wish to participate in his 401(k).

Smoothing the Way to Retirement Pay
July 28, 2006, The Monitor\'s View, Christian Science Monitor
In recent years, major businesses have either defaulted on their traditional pension plans or frozen them. Right now, these plans, which cover 44 million Americans, are seriously underfunded.

Congress attempting to ease 401(k) confusion
July 28, 2006, Gail Marksjarvis, Chicago Tribune
"Employers wouldn't be required to enroll their employees. Employees also wouldn't be required to go along."

Automatic IRA Motherlode
July 24, 2006, Doug Halonen, Pensions and Investments Online
Estimated $100 billion to flow to money managers if proposal becomes law

The Race Savings Gap
July 16, 2006, Michelle Singletary, The Washington Post
African Americans who are concerned about saving for their children's education or those who are worried about caring for elderly parents are considerably less likely to be saving...

Accessorizing with a 401(k)
July 6, 2006, Craig Harris, Seattle Post-Intelligencer
Nordstrom, Costco and other local firms lead the way.

The Other 71 Million
March 24, 2006, Op-Ed By J. Mark Iwry And David John, The Washington Times
"Research on saving, plus the commonsense lessons of experience, point to a simple and effective way to help this half of our working population save."

401(k) savings should be automatic
March 21, 2006, Danielle Dimartino, Dallas Morning News
"New families coming along would be more likely to do so if enrollment were automatic, if a 401(k) were an opt-out proposition rather than opt-in."

Another Black Eye for H&R Block
March 18, 2006, , New York Times
The best idea yet developed for making svings universal is an IRA that is funded with automatic direct deposits from a paycheck.

Do the Math for Lost Pensions
March 12, 2006, Albert B. Crenshaw, The Washington Post
As company after compay across the country freezes traditional pensions, shifting to new of sweetened 401(k) plans, workers face a new question: How much should I save to make up for lost pensions?

Automatic IRA proposal can benefit many
March 8, 2006, Editorial, Lincoln Journal Star
"The plan has bipartisan promise."

Automatic retirement saving a win-win for all
February 24, 2006, Jim Kiser, ARIZONA DAILY STAR
"By making savings more automatic, this proposal could, as the authors contend, expand retirement savings for millions of workers."

Make IRAs Automatic
February 22, 2006, , Newsday
Roughly half of working Americans - 71 million people - have no employer-sponsored pension plan.

Make IRAs automatic: New approach could spur savings
February 22, 2006, Editorial, New York Newsday
"Automatic IRAs would help by making saving easier, more convenient and more likely to actually occur."

The Way to Save
February 20, 2006, Editorial, The New York Times
The centerpiece of the plan is the automatic individual retirement account, or auto-I.R.A. Employees who are not covered by an employer's savings plan would be allowed to divert a portion of each paycheck into this vehicle.

Groups Propose Payroll Deductions For IRAs
February 16, 2006, Tara Siegel Bernard, Wall Street Journal
Under our approach, those firms that aren't ready to sponsor a plan would be called upon at least to let their employees save in an IRA using the same powerful payroll deposit mechanism that drives 401(k)s," say the proposal's co-authors, Mark Iwry, senio

Shifting IRAs to automatic: A plan for workers with no other retirement-savings vehicle
February 16, 2006, Robert Powell, MarketWatch
Enter a new proposal, co-authored by researchers from the Brookings Institution and the Heritage Foundation. The authors, J. Mark Iwry, a senior adviser to the Retirement Security Project and a nonresident senior fellow at the Brookings Institution, and D

Think tanks: Allow automatic IRA payroll deductions
February 14, 2006, Reuters, USA Today
Two think tanks proposed Tuesday that employers let workers make automatic payroll deductions to fund individual retirement accounts (IRAs), which could encourage tens of millions of Americans to save more for their old age.

H & R Blockbuster
May 17, 2005, , New York Times
Congress will get what may be its best chance to salvage something constructive from President Bush's misguided push for Socail Security privatization this week.

Right, Left, Business and Academia Join To Boost Retirement Savings
March 1, 2005, ,
FOR IMMEDIATE RELEASE: March 1, 2005 Contact Bo Hamon 202-483-1458 or bharmon@retirementsecurityproject.org