Comments from the Retirement Security Project on Fee and Expense Disclosures to Participants in Individual Account Plans
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Analysis of the Automatic IRA Act of 2007
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State by State: Workers Without Access to Employer-Sponsored Retirement Plan
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Side by Side Legislative Comparison Compares retirement security provisions in the House and Senate pension bills and the House and Senate tax reconciliation bills. click to download (55k)
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An Analysis of the Roth 401(k) Plan http://www.taxpolicycenter.org/publications/template.cfm?PubID=1000868 This brief describes the Roth 401(k) and discusses its potential effects. We find that the Roth 401(k) option will add complexity for employees and employers with little collateral social gain. The Roth 401(k) is unlikely to induce significant new private saving; almost all of the benefits are likely to accrue to high-income and wealthy taxpayers who are able to shift existing taxable assets into tax-favored savings plans. Moreover, the Roth 401(k) will increase the amount of resources that taxpayers can shelter, and thus will likely have a negative effect on long-term federal budget revenue.
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An Analysis of the Retirement Savings and Security Act of 2005 RSP analyzes the Retirement Savings and Security Act of 2005 sponsored by Senators Gordon H. Smith (R-OR) and Kent Conrad (D-ND). click to download (97k)
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